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Understanding Income Share Agreements (ISA)

Learn how to minimize your overall debt-load while financing your education risk-free.

Here's what is covered:

  • What is Merit Financing, and key terms you should know.
  • How Merit Financing compares to private student loans.
  • Who is eligible to qualify for Merit Financing.

Get your ISA overview here


Because pursuing an advanced degree should not be a risky proposition.


With Merit Financing, make no payments when:

  • unemployed;
  • earning less than expected (based on your degree/career);
  • unable to work due to serious illness.

If your education does not lead to the expected payoff in higher earnings or if you lose your job, your payments are waived.  It's like having an insurance policy for your student loans!