Apply for Merit Financing!

With Merit Financing, we focus on your overall academic and merit record.


Most traditional lenders care only about your credit score. 

At Meratas, we look past backward facing metrics and instead place the emphasis on your future potential.  We call this your merit score, and we do this by examining your academic, military and/or work achievements, along with the degree you are pursuing and your intended career. 

If you believe you are a good candidate for Merit Financing™, we encourage you to apply.